When I first started analyzing the financial industry a few years ago, FinTech was often seen as a niche add-on or a “disruptor” on the margins of banking. In 2025, I can say with confidence: FinTech is shaping the future of finance itself.
According to QED Investors and BCG, the industry is growing at more than 20% annually, and nearly 70% of publicly listed FinTechs are already profitable. Mobile payments, AI-driven services and open banking regulations are not just complementing banks - they’re reshaping the global financial ecosystem.