---
title: How does Artificial Intelligence affect the development of SMEs?
description: Managing SMEs poses many challenges. Artificial Intelligence may be the solution to some of them. Learn how AI can impact companies. Details in our article
image: https://blog-hubspot.railwaymen.org/hubfs/Artificial%20Intelligence%20affect%20the%20SMEs%20(1).jpg
---

[![Railwaymen](https://blog-hubspot.railwaymen.org/hs-fs/hubfs/Railwaymen_September2018/Images/logo_bia%C5%82e.png?width=260&height=70&name=logo_bia%C5%82e.png "Railwaymen")](https://railwaymen.org/)

- [Blog Main Page](https://blog-hubspot.railwaymen.org)
- [About Us](https://railwaymen.org/about-us)
- [Our Work](https://railwaymen.org/case-studies)
- [FAQ](https://railwaymen.org/our-ai-knowledge-base)
- [Contact Us](https://railwaymen.org/contact-us)

![how does artificial intelligence affect the development of smes?](https://blog-hubspot.railwaymen.org/hs-fs/hubfs/Artificial%20Intelligence%20affect%20the%20SMEs%20(1).jpg?width=1320&name=Artificial%20Intelligence%20affect%20the%20SMEs%20(1).jpg)

[Business and Technology](https://blog-hubspot.railwaymen.org/tag/business-and-technology)

# How does Artificial Intelligence affect the development of SMEs?

- [Przemysław Łata](https://blog-hubspot.railwaymen.org/author/przemyslaw-lata)
- [25th January '22](https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes)

In recent years, small and medium-sized businesses have faced a variety of challenges. One of them is the still-present Covid-19 pandemic. Many entrepreneurs have had to adapt to the new reality to survive. Not everyone has found the right way to do this. Proof is [CNBC's](https://www.cnbc.com/2021/04/09/small-business-closures-tick-back-toward-covid-pandemic-highs.html) news that at the height of the pandemic, as many as 23% of SME's in the United States had to shut down.

### Table of Contents:

[1. Deep Learning and Machine Learning.](https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes#pa)

[2. Smart stores and payments.](https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes#pb)

[3. Loyalty programs.](https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes#pc)

[4. Communication is everything.](https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes#pd)

[5. The future is in Artificial Intelligence.](https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes#pe)

## Deep Learning and Machine Learning

This is the reason why smaller companies are turning to modern solutions more often. Their future is becoming less and less dependent on the employees only. In this regard, the rapid growth of Artificial Intelligence should be helpful. Already, machine learning and deep learning are being used to achieve business goals.

The first solution is used to process large amounts of data quickly. In this way, the enterprise has a complete view of the entire business. Also, it is easier to locate errors unnoticed by employees. Deep learning can detect anomalies effectively. For example, fraud detection, with the help of neural networks. Deep learning models allow for detailed analysis too. As a result, they provide access to detailed information about the whole company.

### Smart stores and payments

Payments are one example where AI is used by SMEs. Payments based on Artificial Intelligence allow to focus attention primarily on customers. An example of streamlining the payment process is the convenience store chain in Poland - [Żabka](https://www.zabka.pl/zappka-store). The company has recently been testing autonomous stores in practice. These locations allow customers to make purchases without an employee present. Thanks to special sensors and proper camera placement, each selected item is added to the final payment. The payment is made by accessing an electronic wallet or via a mobile phone. The revolutionary company can boast of another interesting solution. Żabka Nano is the first autonomous store inside another store in Poland. In this case, the authorization and payment of each customer takes place via payment card. Currently, such a store exists only in Piaseczno. But, the company's representatives plan to open more stores of this type soon.

![AI in the SMEs](https://blog-hubspot.railwaymen.org/hs-fs/hubfs/AI%20in%20the%20SMEs.jpg?width=500&height=333&name=AI%20in%20the%20SMEs.jpg)

### Loyalty programs

Who among us doesn't like getting benefits? Especially for a low commitment. The answer is simple - almost everyone. Companies that prepare loyalty services for their customers know this too. This is another opportunity for SMEs to build trust with clients. Loyalty programs created with the help of AI enable customer segmentation. This segmentation allows to tailor offers to a given group and stimulate interest.

Another solution is for customers to register their receipts in a special system. In return, users have access to a special promotion or can take part in a lottery. The purchase data helps the company to create analyses of shopping behaviour. Based on the findings, strategies are developed to improve the shopping experience. All this guarantees software that uses the possibilities of AI.

![Artificial Intelligence](https://blog-hubspot.railwaymen.org/hs-fs/hubfs/Artificial%20Intelligence.jpg?width=500&height=331&name=Artificial%20Intelligence.jpg)

Small and medium-sized businesses don't have to limit loyalty programs to certain industries. A great example is [The Sill](https://www.thesill.com/#) flower store. The American company at the start offers -15% for joining the program. Every order guarantees points, thanks to which clients can unlock levels with associated benefits. But earning points isn't just about shopping. It's also about recommending a company to friends or following social media. By collecting points, clients can receive free products and discounts on their purchases.

### Communication is everything

Every company should realize the importance of good customer contact. In particular, smaller brands should focus on winning over customers. Growing popularity shows up among communication tools that support customer contact. Customers are increasingly communicating with brands 24/7 using chatbots and conversational platforms. In this way, clients do not have to wait long for an answer to their questions. What's more, it increases the chance of closing the deal.

At Railwaymen, we also focus on efficient communication with our customers. This is why we have introduced an AI-supported [FAQ section](https://railwaymen.org/our-ai-knowledge-base) on our website. With the help of a smart tool supported by [Landbot.io](https://landbot.io/). With the help of an intelligent tool supported by Landbot.io, people can get to know us better. For smaller businesses, this is a great way to not leave customers hanging. Especially when they need them after the company's working hours.

## The future is in Artificial Intelligence

Technology in the area of e-commerce and stationary businesses may prove to be groundbreaking in the coming years. Especially the presence of Artificial Intelligence, which can boost the development of SMEs. Additionally, it will help to better understand the needs of their customers. The above examples confirm the usefulness of this solution. By being open to new technologies, businesses will have new opportunities. This is just the beginning of the coming revolution for many sectors.

Images: Artem Gavrysh, Mike Petrucci, the blowup / unsplash.com

[Business and Technology](https://blog-hubspot.railwaymen.org/tag/business-and-technology) [Railwaymen](https://blog-hubspot.railwaymen.org/tag/railwaymen)

- Share:
- <https://twitter.com/share?text=How%20does%20Artificial%20Intelligence%20affect%20the%20development%20of%20SMEs?&url=https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes>
- <http://www.facebook.com/sharer/sharer.php?u=https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes>
- <http://www.reddit.com/submit?url=https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes&title=How%20does%20Artificial%20Intelligence%20affect%20the%20development%20of%20SMEs>
- <https://www.pinterest.com/pin/create/button/?url=https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes>
- <http://www.linkedin.com/shareArticle?mini=true&url=https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes>

![Przemysław Łata](https://blog-hubspot.railwaymen.org/hubfs/przemek%20(1)%20(1)%20(2)%20(1).jpg)

Author

#### [Przemysław Łata](https://blog-hubspot.railwaymen.org/author/przemyslaw-lata)

- <https://www.linkedin.com/in/przemyslawlata/>

 Przemek (Content & SM Specialist) likes to learn about marketing. He has experience in content marketing, SEO and event organisation.

##### [![best ways to monetize mobile apps (app monetization models)](https://blog-hubspot.railwaymen.org/hs-fs/hubfs/ways%20to%20monetize%20mobile%20apps.webp?width=305&name=ways%20to%20monetize%20mobile%20apps.webp) Related Article Business and Technology Best ways to monetize mobile apps (App monetization models) 9 min read Full Article](https://blog-hubspot.railwaymen.org/best-ways-to-monetize-your-mobile-app)

##### [![how did we reduce discovering customer needs from weeks to 72 hours?](https://blog-hubspot.railwaymen.org/hs-fs/hubfs/BLOG%20Cover%20-%20How%20did%20we%20reduce%20the%20process%20of%20discovering%20customer%20needs%20from%20weeks%20to%2072%20hours.jpg?width=305&name=BLOG%20Cover%20-%20How%20did%20we%20reduce%20the%20process%20of%20discovering%20customer%20needs%20from%20weeks%20to%2072%20hours.jpg) Related Article Business and Technology How did we reduce discovering customer needs from weeks to 72 hours? 6 min read Full Article](https://blog-hubspot.railwaymen.org/how-did-railwaymen-reduce-discovering-customer-needs)

##### [![why modern epos systems are redefining restaurant profitability?](https://blog-hubspot.railwaymen.org/hs-fs/hubfs/epos%20device%20for%20restaurant%20(1).jpg?width=305&name=epos%20device%20for%20restaurant%20(1).jpg) Related Article Business and Technology Why Modern ePOS Systems Are Redefining Restaurant Profitability? 8 min read Full Article](https://blog-hubspot.railwaymen.org/why-epos-systems-are-redefining-restaurant-profitability)

## [![how to properly bring machine learning into your business?](https://blog-hubspot.railwaymen.org/hs-fs/hubfs/machine%20learning%20in%20your%20business.webp?width=1905&height=510&name=machine%20learning%20in%20your%20business.webp) Next Post --- How to properly bring machine learning into your business? Business and Technology](https://blog-hubspot.railwaymen.org/machine-learning-in-your-business)

[![Railwaymen Logo](https://railwaymen.org/assets/svgs/rwm-logo-white-ae5182ba602bcbf3713fd6bb3a5288956e484b62ddf1c647e53f2fb72644913d.svg)](https://railwaymen.org)

 Railwaymen Sp. z o.o.   
 Email: info@railwaymen.org   
 NIP: 6793065841

[![European Funds Smart Growth](https://railwaymen.org/assets/icons/logos/unia-98bb8c7ed12fa79f2ddbe0e00b222213700102dba79748d59f43a304d9803de6.png)](https://railwaymen.org/grants)

[Estimate Project](https://railwaymen.org/estimate-project) [Newsletter Subscribe](https://learn.railwaymen.org/newsletter)

- <https://www.linkedin.com/company/railwaymen>
- <https://www.facebook.com/railwaymen.software.development>
- <https://www.youtube.com/channel/UCu5v1NuohjsTZXGV4K60KWA>
- <https://www.instagram.com/railwaymen_org>
- <https://twitter.com/Railwaymen_org>
- <https://dribbble.com/Railwaymen_org>
- <https://www.behance.net/railwaymen>

##### Company

- [Services](https://railwaymen.org/services)
- [Our Work](https://railwaymen.org/case-studies)
- [About us](https://railwaymen.org/about-us)
- [Blog](https://blog.railwaymen.org)
- [Career](https://railwaymen.org/careers)
- [Personal Data Protection](https://railwaymen.org/personal-data-protection)
- [Cookies Policy](https://railwaymen.org/docs/Cookie_Policy.pdf)
- Cookie Settings

##### Services

- [Web Development](https://railwaymen.org/services/web-development)
- [Mobile Development](https://railwaymen.org/services/mobile-development)
- [Product Design](https://railwaymen.org/services/product-design)
- [Discovery Phase](https://railwaymen.org/services/discovery-phase)
- [MVP Development](https://railwaymen.org/services/mvp-development)
- [Digital Transformation](https://railwaymen.org/services/digital-transformation)
- [Social Networking Software](https://railwaymen.org/services/social-networking-software)
- [Restaurant App Development](https://railwaymen.org/services/restaurant-app-development)
- [Construction Sofware Development](https://railwaymen.org/services/construction-software-development)
- [Custom Marketing Software Development](https://railwaymen.org/services/custom-marketing-software-development)
- [FinTech App Development](https://railwaymen.org/services/fintech-development)

##### Our Experts Must - Reads

- [Is Ruby on Rails Dead in 2025?](https://blog.railwaymen.org/is-ruby-on-rails-dead)
- [How to Start an App Development Project? \[Checklist\]](https://blog.railwaymen.org/checklist-what-you-have-to-do-to-start-the-app-development-project)
- [How to Build an MVP? \[5 Steps\]](https://blog.railwaymen.org/how-to-build-an-mvp)
- [How Long Does it Take to Make An App in 2025?](https://blog.railwaymen.org/how-long-does-it-take-to-make-an-app)
- [Agile Discovery Phase: a Must Have for Your Business](https://blog.railwaymen.org/why-a-discovery-phase-is-a-must-have-for-your-project)
- [Railwaymen App Development Cost Breakdown - How Much do We Charge and Why?](https://blog.railwaymen.org/app-development-cost-breakdown)
- [FAQ: Web & Mobile Development With Us Explained](https://blog.railwaymen.org/railwaymen-faq-web-and-mobile-development-with-us-explained)

 Awards

[![Clutch Recognition Best B2B Companies Global](https://railwaymen.org/assets/awards/Top_B2B_Companies_Global_2018-5d1c8e5358737540e214ce8d51e450fe06ac4be35a0a220c0c2ccfa912787879.png)](https://clutch.co/profile/railwaymen)[![Clutch Recognition Best Ruby on Rails Developers](https://railwaymen.org/assets/awards/ClutchAward2021-013bdba335eecb6eb59319b0475d099899bbb2fa50e4596186ea2126d5b606af.png)](https://clutch.co/press-releases/recognizes-top-performing-development-companies-poland-2021)[![Clutch Top Ruby on Rails Developer Poland 2022](https://railwaymen.org/assets/awards/ClutchTopSoftwareDeveloperPoland_2022-d094b46bd3ce96c9355d21d0c6a05bc4f5959ec255f6815af8797c0a938a6b9e.png)](https://clutch.co/profile/railwaymen)[![Clutch Top React Native Developer Poland 2022](https://railwaymen.org/assets/awards/ClutchTopReactNativePoland_2022-a50094d73ac73fec5c868c5544048db746c9a086fcbe9e7dcf3644875c47762c.png)](https://clutch.co/profile/railwaymen)[![Clutch Top Ruby on Rails Developer Poland 2022](https://railwaymen.org/assets/awards/ClutchTopRubyOnRailsPoland_2022-dc90eec21384445755158dd53914b6e3ef947e75cfe6dba521822c73bd64b789.png)](https://clutch.co/profile/railwaymen)[![Clutch Top Software Developer Fintech 2022](https://railwaymen.org/assets/awards/ClutchTopSoftwareDeveloperFintech_2022-ba75658f45c04d38d0fa4f9dcbfc78e2982b62222d681d6dc3f2f40fe2cafc9b.png)](https://clutch.co/profile/railwaymen)[![Clutch B2B Services 2022](https://railwaymen.org/assets/awards/Best-PerformingB2B2022-4a7057260a703088e644083b31320fe6fdafbfe3491eadf7e9a711fa9e3f9174.png)](https://clutch.co/profile/railwaymen)

[![Clutch Recognition Best App Development Company](https://railwaymen.org/assets/awards/TheClutch1000-a5cd5e3433659ee45539838fa945002f147b6ed9065166f8ba9ff56d216173eb.png)](https://blog.railwaymen.org/railwaymen-named-global-leaders-top-10-ruby-on-rails-developers-2018?_gl=1*1lggq91*_gcl_au*MTY4NzY2MDQ5Mi4xNzMxNDAxMDg4*_ga*MTY1MzUxNjI1Ni4xNzMxNDAxMDg4*_ga_1TW68M8Z6C*MTczMjcwMDE4Ny4xNi4xLjE3MzI3MDExMzYuMzIuMC4w)[![Top Software Development Company](https://railwaymen.org/assets/awards/Custom-Software-Development-Companies-1c56b8d73fbc48c21514311021c65f85a53cd955a3f910a9c2347a6c4a934b0f.png)](https://www.softwareworld.co/top-custom-software-development-companies/)[![Hire elite software development vendors at Pangea](https://railwaymen.org/assets/awards/Pangea-3db009da8ad6d19dfdafc66c51d16928730a715c3195776579bff5e0df4c13d4.png)](https://www.pangea.ai/vendors/railwaymen/)[![GoodFirms Badge](https://railwaymen.org/assets/awards/goodfirms-6880d7b6b80ee00d7189656a8236466571c5f94f146a8d42f5421d85f53b05df.svg)](https://www.goodfirms.co/company/railwaymen)[![Digital Knights](https://railwaymen.org/assets/awards/dk-8e9cb01c4fb52cd6dd812212e5d6925772aa6399c71d47387e3f8a8d5d58ac59.svg)](https://www.digitalknights.co/)

Railwaymen locations

- Kraków
  
  Na Zjeździe 11, 30-527
- San Francisco
  
   Silicon Valley Acceleration Center. 180 Sansome Street

 You can change your cookie settings at any time Close and don't show again

© 2026 Railwaymen

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Przemysław Łata",
    "url" : "https://blog-hubspot.railwaymen.org/author/przemyslaw-lata"
  },
  "dateModified" : "2025-04-15T09:43:22.359Z",
  "datePublished" : "2022-01-25T14:20:10.000Z",
  "headline" : "How does Artificial Intelligence affect the development of SMEs?",
  "image" : [ "https://blog-hubspot.railwaymen.org/hubfs/Artificial%20Intelligence%20affect%20the%20SMEs%20(1).jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://blog-hubspot.railwaymen.org/how-does-artificial-intelligence-affect-the-development-of-smes",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://blog-hubspot.railwaymen.org/hubfs/new%20website/rwm%20logotype.png"
    },
    "name" : "Railwaymen Sp. z o.o."
  }
}
```